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Money

Budgeting, healthy credit habits, and consistent saving are crucial for good financial health. A budget helps plan how to use money and save for the future, while credit responsibility leads to a good credit score and better loan terms. Regular saving works toward providing financial security for unexpected expenses and long-term goals. These are a few of the foundational pillars to pursuing your financial goals.

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Calculators

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This calculator shows how inflation over the years has impacted purchasing power.

Enter various payment options and determine how long it may take to pay off a credit card.

Assess whether you are running “in the black” or “in the red” each month.

1. Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. registered representatives. LPL Financial's U.S. registered representatives may only conduct business with residents of the states for which they are properly registered.  The advisors associated with this site are registered in the following states: AZ, CA, CO, DC, FL, IL, IN, KY, MI, MO, NC, OH, OR, PA, SC, TN, TX, and UT.  Please note that not all of the investments and services mentioned are available in every state.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL or its licensed affiliates. Dow Credit Union and the Retirement and Investment Center located at Dow Credit Union are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the Retirement and Investment Center Located at Dow Credit Union, and may also be employees of Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Dow Credit Union or the Retirement and Investment Center Located at Dow Credit Union. Securities and insurance offered through LPL or its affiliates are:

Dow Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

© 2024 Retirement and Investment Center located at Dow Credit Union

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